How to Be an Autodidact and Lifelong Learner

This is a guest post from Thomas J Bevan. ‘Don’t let your schooling get in the way of your education’ Mark Twain If there is one thing I know it is this- everything I have ever learned that was of any lasting value, I learned outside of the school system It was learned in the […]

4 Rules for Picking Stocks for a Long-Term Equity Portfolio

Here are some simple heuristics to follow when investing the equities portion allocation of your portfolio: 1. Not more than 5% in one stock and no more than 20% in one industry This is fairly obvious – Diversification. The higher the diversification, the lower the non-systematic risk. Diversification makes your portfolio resistant to events that […]

The Crabs in a Bucket Mentality (And How to Escape)

From the desk of Harsh StrongmanSubj: The Crab Bucket Mentality The Crabs in a Bucket Story When you put a single crab in a bucket, that crab can easily crawl up and escape. However, when you put a lot of crabs in the same bucket, the crabs cannot escape anymore. Whenever one of them tries […]

Fitness for Professionals, Students and Busy People

From the desk of Harsh Strongman Subj: Health and Fitness for busy people One thing everyone can agree about living in the modern day is that you’re going to have a busy, fast-paced life. I receive this question all the time: I’m working 13 hours a day Harsh, how do I find the time to […]

Who Is Harsh Strongman and What Life Math Money is About?

Hey brother, My name is Harsh Strongman. I’m the proprietor of Life Math Money. Before I get into “how it all began” – you need to know a bit about me. This is not me “bragging”. What I’m trying to tell you is that I’ve been in the game for a long time. I’ve been […]

How to Get Rich Without Getting Lucky By Naval Ravikant (An analysis)

Naval Ravikant, recently sent out a series of very insightful tweets titled “How to Get Rich (without getting lucky)” and elaborated on the topic with a periscope video. This article gives you my take on the tweets, tweet by tweet. (I’ve changed the order of the tweets to help the information flow better.) Everything in […]

What Is a VPN and Why You Should Be Using Private Internet Access

VPN or Virtual Private Network is software that protects your privacy on the internet. When you go to any website on the internet, you leave traces behind. Your IP address, your browsing habits, your likes and dislikes – this information is pieced together by software to sell you ads and other BS. These websites get […]

How to Stand Out in a Job Interview (15 Tips)

Over the past few months, I’ve had the pleasure of interviewing ~50 people for a couple of clients. I scanned through ~200 resumes, and 50% of them got rejected without a second thought because the resume was trash. About half didn’t make it past the phone interview, and even after meticulously rejecting 75% of all […]

Why You Should Delete Your Social Media

Social media websites are the worst places to spend your time. Social media – especially Facebook – will eat up your time and energy, and give you nothing of value in return – it might actually take value from you. I’m not even going to get into the privacy concerns associated with social media (even […]

Live Life on Your Own Terms: Making Good Decisions Part 2

This article has been continued from Part 1: Dealing with people who “disapprove”. Hopefully, by now you have realized that you are an independent human being – you are capable of taking control of your life, making your decisions independently, and you do not have to take orders from anyone else. The only ‘moral code’ […]

Live Life on Your Own Terms: Dealing with People Who “disapprove” Part 1

From the desk of Harsh Strongman Subj: How to start living life on your own terms Someone contacted me on Twitter with a common problem faced by anyone who’s trying to live life on their own terms. Reworded for clarity, the question asked: “How do I deal with overbearing parents/spouse/family/friends/society/elders etc. who want me to […]

The Decoy Effect: A Fast-Food Menu Trick (With Examples)

Decoy Effect

The decoy effect is a cognitive bias exploited by companies all around the world to trick you into spending more. It’s so prevalent, that if you’ve ever watched a movie, bought a computer or a phone,  or even ate at a fast-food restaurant – you’ve been a target of and a victim to the decoy […]

The 80/20 Rule: What Is the Pareto Principle and How to Use It?

Ever had so much to do and so much to handle that you wished you had some time for yourself just once? I’ve been there. Anyone with any serious responsibility – be it your business, your job, your children, your family – has faced the issue of oh I feel trapped in a rut and […]

Fixing Your Body Should Be Priority #1

The most important thing a man (or woman) has is his health. No one wants to be with the fat chubby man, and fat girls are second to everyone and everything. Scraps and leftovers. All other aspects of life – be it money, relationships, academics – all are second to health. You may be the […]

Get Rid of Mental Blocks

Many people suffer from the “oh-but-there’s-too-many-things-in-the-way” mindset. They can’t accomplish anything because of “obstacles” – they think that everyone is out to get them; someone or something is always holding them back. I can’t lose weight because I don’t get any time to workout – but at the same time, she finds the time to get […]

The Power of Compound Interest

From the desk of Harsh Strongman Subj: The Power and Math of Compounding This article is about the greatest force known to man: Compound Interest. Simply put – compound interest means that returns accrue on principal as well as previous returns. This sounds like a very minor detail – but as you’ll see – it’s not. The […]

How to Get Ahead in Life

From the desk of Harsh Strongman Topic: How you can get ahead of others This post is going to be about how to get ahead – in all facets of life – be it money, relationships, play, personality, physique, health, etc. First things first, let me point out the basic rule- if you want to […]

The Most Effective Money Advice You’ll Ever Get

The age-old and most effective money advice you can ever take is: KEEP TO YOURSELF 20% OF ALL YOU EARN In other words, save 20% of all your receipts. Sounds pretty basic, but you’ll be surprised how few people actually follow this. I’ve seen people who make more than $1 Million a year but have less […]

Is College Worth The time and Money? Here’s How You Can Calculate That.

I’m talking about the handcuffs and leashes of the modern day: student loans. Student loans are not inherently evil (even though it is commonly thought so). The question of whether you should accept a student loan or not depends on what you are going to be studying, and what the payoff is. The considerations for […]

The Big Advantage of Believing in God

A lot of people today are atheists and agnostics. I respect that. I understand your reasons and I would not force you to believe in something you don’t feel is right. This post isn’t meant to convert anyone, or to debate about religion, to promote or demean any religion. I’m only discussing the advantages of […]

How to Breathe Correctly

I’ve noticed something: the vast majority of people don’t breathe correctly. Their breaths are too shallow. For them, breathing is an activity of the chest. Their chests protrude as they draw breath, not their stomachs. They breathe out before air can reach the depths of their lungs. This deprives their bodies of oxygen and makes […]

Regret Is a Wasted Emotion

Regret is a wasted emotion

There’s a concept in economics called sunk cost. From Wikipedia: “In economics and business decision-making, a sunk cost is a cost that has already been incurred and cannot be recovered.” This applies to life as well. Have you ever seen someone being sad and depressed over something bad that happened in the past (usually long […]

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